A. Current Deposit
Current deposit is a kind of deposit that can be deposited and withdrawn at any time. It is mainly transacted in cash or bank transfer. It is characterized by unfixed term and easy deposit and withdrawal at any time.
B. Time Deposit
Time deposit is a kind of deposit with agreed terms and interest rate by both the bank and the depositor prior to the deposit, and the principal and interest can be withdrawn by the due date. Time deposit is applied to settlement and cash withdrawal from the time deposit account. As for emergent use of money, clients can apply for advance withdrawal in full or part.
C. Agreement Deposit
Agreement deposit is a kind of deposit that clients agree on the terms and the line of basic deposit withheld in the agreed settlement account with the bank, and interests of deposit exceeding the line of basic deposit shall be settled at the rate of agreement deposit.